It’s Always Good To Dream About Living The Dream!

http://www.financialsamurai.com/wp-content/uploads/2016/12/Dreaming-Financial-Samurai.m4a Every time I go to Honolulu, I spend a Sunday afternoon looking at dream homes. As I get older and think about family, I day dream of having a

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How Do I Calculate The Value Of My Pension?

http://www.financialsamurai.com/wp-content/uploads/2016/12/Pension-Final.m4a If you’ve got a pension, count yourself as one of the lucky ones. Pensions, also known as Defined Benefit plans, have become rarer as companies force their employees to save

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Is Private Grade School K-12 Worth It?

I’ve been thinking a lot about education recently because I’ve been thinking a lot about the future of our children. Are we really going to live in a world where

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Hawaiian Hustle: Sometimes Life Is All About Coconuts

I’m sadly finishing up my 10-day business offsite in Honolulu, Hawaii. It’s only about 50 degrees back home in San Francisco, which is disappointing given I’m paying 10% state income tax

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Can Your Finances Withstand A Fed Rate Hike?

The Federal Open Market Committee unanimously voted to raise the range of the federal funds rate by 0.25% to 0.50% – 0.75% (from 0.25% – 0.5%) on 12/14/2016, citing progress

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The Unhealthy Desire For Prestige Is Ruining Your Life

Theory: The desire for prestige is why we: 1) spend an outrageous sum of money on education, 2) kill ourselves at jobs we don’t like, 3) put up with colleagues and bosses

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Why Do Smart Kids Make Dumb Decisions About Private School?

I’ve long wondered why people still spend a fortune attending private school when education is 100% free now thanks to the internet. I attended The College of William & Mary

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Income Types Not Subject To Social Security Tax: Earn More Tax Efficiently!

The government gonna knock you out! For 2017, so far we’ve got: * A 0.5% increase in borrowing costs for mortgages, student loans, and consumer loans * A Federal Reserve

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How To Prepare For Trump’s Middle Class Tax Hike

Higher interest rates are already a tax on consumers through higher mortgage rates, higher student loan rates and higher consumer loan rates. Is the economy strong enough to withstand a sudden

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Best Ways To Maximize Your Financial Advisor

I don’t have a financial advisor, but I do have a Citigold wealth manager assigned to me for an after-tax investment account. You get one of those after you cross a certain asset

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